Take Instant Control of
Your Money

Built on self-custody architecture and smart credit protocols, Klara lets you spend digital assets securely without liquidating them.

Introduction

Introduction

Introduction

Spend Crypto Like Cash

Built on self-custody architecture and smart credit protocols, Klara lets you spend digital assets securely without liquidating them.

Spend instantly without selling your crypto.

Multi-Network Support

Multi-Network Support

Global Payments, Local Control

Global Payments, Local Control

Instant Card Management

Instant Card Management

Instant Card Management

AI in Action

AI in Action

AI in Action

High Impact Features that Changes Everything

Built to give you full control, total transparency, and seamless spending across chains.

Self-Custody Smart Vault

Your funds stay in your wallet, protected with passkeys and contract-level security. Klara never holds your assets.

Instant Controls & Transparency

Freeze cards, adjust spending limits, track transactions, and monitor collateral health in real time.

Spend Anywhere, Globally

Tap, swipe, or shop online with any merchant that accepts Visa/Mastercard

Real-Time Crypto → Credit Conversion

Your assets instantly mirror into a secured credit line

Multi-Chain Support from Day One

Top up using assets across Base, Solana, Arbitrum, Ethereum, and more

Multi-Card Creation

Spin up unlimited virtual cards for travel, subscriptions, business, or personal spending with custom limits and categories.

Self-Custody Smart Vault

Your funds stay in your wallet, protected with passkeys and contract-level security. Klara never holds your assets.

Instant Controls & Transparency

Freeze cards, adjust spending limits, track transactions, and monitor collateral health in real time.

Spend Anywhere, Globally

Tap, swipe, or shop online with any merchant that accepts Visa/Mastercard

Real-Time Crypto → Credit Conversion

Your assets instantly mirror into a secured credit line

Multi-Chain Support from Day One

Top up using assets across Base, Solana, Arbitrum, Ethereum, and more

Multi-Card Creation

Spin up unlimited virtual cards for travel, subscriptions, business, or personal spending with custom limits and categories.

Why It Works

Why It Works

Why It Works

More reasons why This Model Actually Works

Real Assets

Traditional banks lend against your credit score. Klara lends against your actual crypto, giving you spending power based on real, verifiable value.

Self-Custody at the Core

On-Chain Transparency

Modern Credit Model, Built for Crypto Holders

Real Assets

Traditional banks lend against your credit score. Klara lends against your actual crypto, giving you spending power based on real, verifiable value.

Self-Custody at the Core

On-Chain Transparency

Modern Credit Model, Built for Crypto Holders

Real Assets

Traditional banks lend against your credit score. Klara lends against your actual crypto, giving you spending power based on real, verifiable value.

Self-Custody at the Core

On-Chain Transparency

Modern Credit Model, Built for Crypto Holders

FAQ

FAQ

FAQ

Frequently Asked Questions

Everything you need to know about Klara before getting started.

What exactly is Klara?

lara is a secured credit system powered by your crypto. You deposit digital assets into your self-custody vault, and Klara mirrors their value as spendable credit.

Do I have to sell my crypto to use the Klara card?

Where can I use the Klara card?

What chains and assets does Klara support?

Is Klara safe? How is my money secured?

What exactly is Klara?

lara is a secured credit system powered by your crypto. You deposit digital assets into your self-custody vault, and Klara mirrors their value as spendable credit.

Do I have to sell my crypto to use the Klara card?

Where can I use the Klara card?

What chains and assets does Klara support?

Is Klara safe? How is my money secured?

What exactly is Klara?

lara is a secured credit system powered by your crypto. You deposit digital assets into your self-custody vault, and Klara mirrors their value as spendable credit.

Do I have to sell my crypto to use the Klara card?

Where can I use the Klara card?

What chains and assets does Klara support?

Is Klara safe? How is my money secured?

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